Case Studies

The Value of Time as a Measure of Cashflow

The longer you wait to pursue that elusive debtor, the more money you are losing. The effects of uncollected accounts receivable can have an impact on your organization’s cash flow. Simultaneously, the probability of collection drops.

What determines if we can collect?

  • Age of the debt. The older the debt the lower the chances of collecting. Debts several years old may be harder to collect.
  • Age of the company. A 100-year old company is less likely to leave unpaid bills than a fly-by-night operation.
  • Access to critical corporate information such as the name of the registered agent. The type of corporation may figure in, as well as the state of incorporation.
  • Existing liens & judgments against the debtor. Are they in bankruptcy? Trade line credit reports.
  • Are they admitting they owe you money or disputing the debt? Something as simple as an email stating that they owe you money could be decisive evidence.
  • Can they be reached by phone? Are they dodging contact?

There’s widely available information on the internet that enables debtors to dodge collection and take various tactics to let your legal rights expire.

Given this landscape, it takes extraordinary skill to collect monies owed at a high level such as NJIC’s historical track record. We’ve included industry reports so that you can get a better understanding of the issues related to collection and how we succeed.

Industry Analysis

Our 25+ years of experience gives us industry expertise to be more effective in our collection efforts. View our industry analysis, case studies, references, and actual results.